Santa Clara University School of Law participates in the William D. Ford Direct Loan program, where the U.S. Department of Education provides loans to eligible law students.

Federal Direct Loan
The William D. Ford Federal Direct Loan program provides loans for law students to help pay for their legal education.

  • FAFSA required
  • Must be enrolled at least half-time
  • 6.6% fixed interest rate
  • 1.062% origination fee for loans with a first disbursement date on or after October 1, 2018 and before October 1, 2019
  • Unsubsidized
  • 6-month grace period before repayment
  • Must complete Entrance Counseling and a Master Promissory Note (MPN)

Federal Direct Loan Limits

  • $20,500 annual borrowing limit
  • $138,500 maximum aggregate borrowing limit

IMPORTANT: When considering borrowing a federal student loan, you should also understand repayment options.


Federal Direct PLUS Loan
The William D. Ford Federal Direct PLUS Loan program provides loans for law students to help pay for their legal education.

Federal Direct PLUS Loan Limits

  • Cost of Attendance minus other financial aid

After you completed the Free Application for Federal Student Aid (FAFSA), and received a Financial Aid award from the Law Admissions and Financial Aid Office, you may apply for a Federal Direct PLUS Loan at StudentLoans.gov.

NOTE: If you are denied a Federal Direct PLUS Loan due to credit issues, you have the following options:

  • You may be approved with an endorser (co-signer)
  • You may appeal the credit decision directly with the Direct Loan Department at StudentLoans.gov or by calling 1-800-557-7394.

IMPORTANT: When considering borrowing a federal student loan, you should also understand repayment options.

As you review federal loans, you may want to learn about costs, how to apply, types of financial aid, repayment, contact information and other terms and conditions related to financial aid.

Contact Us: lawfinancialaid@scu.edu

FAFSA School Code: 001326