Santa Clara University School of Law participates in the William D. Ford Direct Loan program, where the U.S. Department of Education provides loans to eligible law students.
Federal Direct Loan
The William D. Ford Federal Direct Loan program provides loans for law students to help pay for their legal education.
- FAFSA required
- Must be enrolled at least half-time
- Fixed interest rate
- Find current rates and origination fees at studentaid.gov.
- Unsubsidized
- 6-month grace period before repayment
- Must complete Entrance Counseling and a Master Promissory Note (MPN)
Federal Direct Loan Limits
- $20,500 annual borrowing limit
- $138,500 maximum aggregate borrowing limit
IMPORTANT: When considering borrowing a federal student loan, you should also understand repayment options.
Federal Direct PLUS Loan
The William D. Ford Federal Direct PLUS Loan program provides loans for law students to help pay for their legal education.
- FAFSA required
- Additional PLUS Loan application
- Must be enrolled at least half-time
- Find current rates and origination fees at studentaid.gov.
- Unsubsidized
- Must complete Entrance Counseling and a Master Promissory Note (MPN)
Federal Direct PLUS Loan Limits
- Cost of Attendance minus other financial aid
After you completed the Free Application for Federal Student Aid (FAFSA), and received a Financial Aid award from the Law Admissions and Financial Aid Office, you may apply for a Federal Direct PLUS Loan at studentaid.gov.
NOTE: If you are denied a Federal Direct PLUS Loan due to credit issues, you have the following options:
- You may be approved with an endorser (co-signer)
- You may appeal the credit decision directly with the Direct Loan Department at studentaid.gov or by calling 1-800-557-7394.
IMPORTANT: When considering borrowing a federal student loan, you should also understand repayment options.
As you review federal loans, you may want to learn about costs, how to apply, types of financial aid, repayment, contact information and other terms and conditions related to financial aid.
Contact Us: lawfinancialaid@scu.edu
FAFSA School Code: 001326
Federal Loan Origination Fees
Most federal student loans have loan fees that are a percentage of the total loan amount. The loan fee is deducted proportionately from each loan disbursement you receive while enrolled in school. This means the money you receive will be less than the amount you actually borrow. You’re responsible for repaying the entire amount you borrowed and not just the amount you received. Origination fees are different for Unsubsidized and Grad PLUS loans and change annually. For more information on interest rates and origination fees, visit studentaid.gov.
Use our origination fee calculator to determine what you will need!
*Loan Org Fee: $.00
*Total Amount: $.00
*results rounded