Commentary
Alphabetical | Sequential
1. Unsecured debt
Creation of debt
Evidence of debt
Dunning
Fair debt collection practices
Enforcement of judgment
Exemptions
2. The nature of secured debt
Sources of law governing secured debt
Nature and characteristics of liens
Illustrative transactions
Escrow and title insurance
Common terms in consensual payment
obligations
Relationship between debt and value of
collateral
3. The creation and enforceability of consensual security
Scope of UCC Article 9
Sale of receivables
Enforceability of consensual lien in personal
property and fixtures
Public licenses
Lien to secure debt of another
Enforceability of consensual lien on real
property
Mixed collateral
Enforceability of consensual lien against
third parties
After acquired collateral
Future advances.1
Proceeds
Rents and profits
Common law defenses to enforceability
Consumer protection legislation and
regulation
FTC Rule
Anti-discrimination legislation
Post-petition effect of security interest
4. Default and the state remedies system
Default
Assertion of claims and defenses against
assignees
Reinstatement
Redemption
Security first
Self help repossession
Possession through judicial process
Collection of receivables
Personal property foreclosure
Consumer protection in Article 9
Illustrative transactions (A3)
Deeds in lieu
Judicial and non-judicial foreclosure sales
Foreclosure consultants
Setting aside a non-judicial foreclosure sale
Seller carry-backs on residential property
Deficiency after non-judicial foreclosure
Fair value limitations
Multiple security and mixed collateral
Waiver of debtor protections
Guaranties
Fair value and guarantors
Guarantor's waiver of protection
Letters of credit
5. The intervention of bankruptcy
Introduction to bankruptcy
Automatic stay
Allowed secured claims
Consumer Chapter 7
Chapter 13
Chapter 11
Avoiding liens in bankruptcy
Post-petition effect of security interest
6. Methods of Perfection and Recordation
Perfection of security interest in personal property
Perfection by possession
Certificate of title
Perfection by control
Financing statement
Sufficiency of financing statement
Location of filing
Events subsequent to filing
Perfection as to proceeds
Perfection as to fixtures
Perfection as to real property
7. Priority disputes
Priority
Future advances.2
All inclusive deed of trust
8. Hidden security devices
Equitable liens
Personal property leases