n5 The provisions of the two instruments are set forth side by side for comparison. The order of the provisions of the Assignment has been changed to facilitate the comparison but the original paragraph numbers have been retained.  

  Coast Bank Instrument

Tahoe National Bank Instrument

"Assignment Not To Encumber Or Transfer Property "(For use with Property Improvement Loan)

"Assignment Of Rents and Agreement Not To Sell Or Encumber Real Property
"In consideration of any loan or advance made by Bank of Belmont Shore (hereinafter referred to as 'Bank') to the undersigned, either jointly or severally, the undersigned
(hereinafter referred to as 'Borrower' whether one or more), jointly and severally promise and agree
"In consideration and as security for a loan made or
purchased by Tahoe National Bank (hereinafter called 'Bank') which loan is evidenced by a promissory note in favor of Beulah F. Phillips dated April 20, 1965, in the amount of Thirty Four Thousand and 00/100 ($ 34,000.00), the undersigned and each of them, (hereinafter sometimes called 'Borrower') hereby covenant and agree with Bank as follows:
that until all such loans and advances and all other indebtedness or liabilities to the Bank shall have been paid in full, or until 21 years following the death of the last survivor of the undersigned, whichever shall first occur,  6. This agreement shall remain in full force and effect until the loan described above shall have been paid in full or until twenty-one (21) years following the death of the last survivor of the undersigned, whichever first occurs.
they will pay all taxes, assessments and charges of every kind, imposed or levied, or which may be imposed or levied upon the hereinafter described real property prior to the time when any of such taxes, assessments or charges shall become delinquent
and will not, without the consent in writing of Bank, first had and obtained, create or permit any lien or other encumbrances (other than those presently existing and/or securing the payment of loans and advances made to them by Bank) to exist on said real property, and will not transfer, sell, hypothecate, assign, or in any manner whatever dispose of said real property, or any interest therein or any portion thereof, 3. Borrower will not create or permit any lien or any
encumbrance (other than those presently existing) to exist on said real property and will not transfer, sell, assign or in any
manner dispose of said real property or any interest therein
without the prior written consent of Bank;
which real property is situated in San Luis Obispo County, California. . . . [Description omitted.] 1. The real property referred to herein is located in County of El Dorado, State of California, and is described as follows: [Description omitted.]
"It is further agreed and understood that if default be made in the performance of any of the terms hereof, or of any Instrument executed by Borrower in connection herewith, or in the payment of any indebtedness or liabilities now or hereafter owing to Bank, Bank may, at its election, in addition to all other remedies and rights which it may have by law, declare the entire remaining unpaid principal and interest of any obligations or indebtedness then remaining unpaid to the Bank due and payable forthwith.
"It is further agreed and understood that Bank may, in its
discretion, and is hereby authorized by Borrower, to cause this instrument to be recorded at such time and in such places as Bank may, in its discretion, elect."
4. Bank is hereby authorized and permitted to cause this instrument to be recorded at such time and in such places as Bank at its option may elect.
2. Borrower hereby assigns to Bank all moneys due or to become due to Borrower as rental or otherwise for or on
account of such real property, reserving unto Borrower the right to collect and retain any such moneys prior to Borrower's default under the terms of the loan described above;

5. This agreement is expressly intended for the benefit and protection of Bank and all subsequent holders of the note described above. Borrower warrants and represents that Borrower owns the above-described real property."