While this conclusion is not apparent from the face of Bankr. Code 722, courts have consistently so interpreted the language when applied to the typical case in which a creditor has exercised its rights under an acceleration clause and has thereby made the entire balance due on default.   In reaching this conclusion, courts have analagized to the redemption requirement of former U.C.C. 9-506, the predecessor to U.C.C. 9-623.