Two types of such conveyances are typical.

     (1) A conveyance with an intent to defraud a creditor, as suggested by various "badges" (i.e. indicia) of fraud, such as a blood relationship between the debtor and the transferee or a transfer just before entry of judgment. For example: "Yo, Mom, take title to my pad (and record it) until tings blo over. Of course, me and Sue will still live there but you can come visit."

     (2) A conveyance made without intent to defraud but made while the debtor is insolvent (debts exceed assets) and made for less than reasonably equivalent value. For example: "Bernice, you and Elvin take this IBM stock as your dowry."

     Fraudulent conveyances can take much more sophisticated and subtle forms which we will not consider in these materials.